Paying for care
Will I have to pay for my care?
If you have more than £23,250 in savings and capital, you will not be eligible for financial help towards your care and support costs.
If you have less than £23,250 in savings and capital, you'll get financial help from us towards your care and support costs.
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If we contribute to your care costs
We determine how much you contribute to your care costs by doing a financial assessment with you.
The financial assessment explained
If you've had a Care Act assessment and are eligible for our help, we'll do a financial assessment with you. This tells us how much you need to contribute towards your care costs. You will get a copy of our financial assessment.
The financial assessment will only look at your finances, not consider your partner's or spouse's. However, you should tell us about any savings or capital held in joint names.
We can do the assessment over the telephone, online, or face-to-face. It depends on your needs.
Do not give money or assets away to avoid paying for your own care or to receive financial help sooner. We may ask the person who received it to pay for some (or all) of your care.
If you just want an idea of what help you might get before doing a financial assessment, use our online financial calculator. You don't need to include the value of your home if you are looking to have care at home.